Personal Finance II

Faculty
Commerce & Business Administration
Department
Finance
Course Code
FINC 3300
Credits
3.00
Semester Length
15 Weeks x 4 Hours per Week = 60 Hours
Max Class Size
35
Method Of Instruction
Lecture
Seminar
Hybrid
Typically Offered
To be determined
Campus
Online

Overview

Course Description
The Professional Financial Management course gives the student a broad understanding of personal financial planning issues and techniques. The course will require the student to give informed advice on moderately complex personal financial planning scenarios. Technical knowledge areas will include debt, insurance, investment, with emphasis on financial analysis, retirement, estate planning, government benefits and taxation.
Course Content

The course provides instruction on key topics including:
1. Overview of a financial plan.
2. Planning with personal financial statements.
3. Budgeting, savings and credit/debt management including mortgages.
4. Business and family law as it relates to financial planning scenarios.
5. Insurance: auto, property, health & disability and life.
6. Tax planning.
7. Retirement planning.
8. Estate planning.
9. Investment management: stocks, bonds, mutual funds, and asset allocation.
10. Integrating the components of a financial plan through cases.

Methods Of Instruction

A combination of lectures, case studies, supplementary materials, and class presentations.

Means of Assessment
Assignments or case studies    10% - 25%
Major case study 15% - 25%
Midterm examination(s) 20% - 30%
Final examination 30% - 40%
Total     100%
Learning Outcomes

At the end of the course, the student should be able to:

1. Prepare personal financial statements for moderately complex financial planning scenarios.
2. Interpret and prioritize financial planning goals in a financial plan.
3. Incorporate debt management, asset management, risk management and tax planning strategies that allow investors to reach retirement and estate planning goals in moderately complicated financial planning scenarios.
4. Integrate government benefit programs such as CPP, OAS, RRSPs and TFSAs as well as pensions and investment planning into moderately complicated retirement and estate planning scenarios.
5. Provide advice on personal investment management.
6. Explain the role of law and fair and ethical business practices in preparing a personal financial plan.
7. Demonstrate application of the Certified Financial Planning Code of Ethics.

Textbook Materials

Textbooks and Materials to be Purchased by Students may be chosen from:

Retirement and Estate Planning in Canada, Coleen Clarke, Captus Press, Latest Canadian Edition
Madura and Gill, Personal Finance, Latest Canadian Edition, Pearson
KPMG Tax Planning for Canadians, latest edition
And an advanced retirement and estate planning text to be determined.
All textbooks are subject to change with approval of the department.

Only Faculty of Commerce and Business Administration approved calculators may be used for tests and examinations.

 

Requisites

Course Guidelines

Course Guidelines for previous years are viewable by selecting the version desired. If you took this course and do not see a listing for the starting semester / year of the course, consider the previous version as the applicable version.

Course Transfers

Institution Transfer Details Effective Dates
Athabasca University (AU) AU FNCE 322 (3) 2014/09/01 to 2015/12/31
Capilano University (CAPU) CAPU BFIN 3XX (3) 2014/09/01 to 2015/12/31
Coast Mountain College (CMTN) CMTN BADM 2XX (3) 2014/09/01 to 2015/12/31
College of the Rockies (COTR) COTR ACCT 3XX (3) 2014/09/01 to 2015/12/31
Kwantlen Polytechnic University (KPU) KPU ACCT 2XXX (3) 2014/09/01 to 2015/12/31
Langara College (LANG) LANG BUSM 2XXX (3) 2014/09/01 to 2015/12/31
Simon Fraser University (SFU) SFU BUS 1XX (3) 2014/09/01 to 2015/12/31
Thompson Rivers University (TRU) TRU BBUS 3XXX (3) 2014/09/01 to 2015/12/31
University of British Columbia - Vancouver (UBCV) No credit 2014/09/01 to 2015/12/31
University of Northern BC (UNBC) UNBC COMM 2XX (3) 2014/09/01 to 2015/12/31
University of the Fraser Valley (UFV) UFV BUS 245 (3) 2014/09/01 to 2015/12/31
University of Victoria (UVIC) UVIC COM 2XX (1.5) 2014/09/01 to 2015/12/31

Course Offerings

Fall 2020

CRN
Days
Dates
Start Date
End Date
Instructor
Status
Location
35025
Mon
08-Sep-2020
- 07-Dec-2020
08-Sep-2020
07-Dec-2020
Fraser
Morna
Waitlist
Online
FINC 3300 001 - Please note FINC 4300 has been replaced by FINC 3300.

This course will include synchronous on-line activities. Students should plan to be available on-line at scheduled course times.

Students who have a conflict with the scheduled course time may contact the Instructor to complete the course asynchronously.
Max
Enrolled
Remaining
Waitlist
35
21
14
1
Days
Building
Room
Time
Mon
15:30 - 18:20