Medical Insurance for International Students


BC Medical Services Plan

All international students studying for more than 6 months in BC are required to have basic medical coverage. This medical coverage is issued through the government of British Columbia and is called the Medical Services Plan (MSP).

MSP covers the cost of any medically required service provided by a physician enrolled with MSP. There is a monthly fee for this coverage and it is billed to you directly by the government. The total cost of MSP is $75 per month, per student. You can apply for MSP coverage online or by mail. You will be required to submit a scan of your study permit for the MSP application.

If you applied for a study permit extension and are waiting to renew your MSP, you may purchase a temporary plan while you wait. Please see the section below for more information. 

If you plan to leave Canada for more than 6 months, you may need to reapply for MSP on return. Click here for more information regarding leaving BC. 

Guard Me Temporary Medical Insurance for International Students

First semester international students at Douglas College are charged $189.00 for private basic medical insurance coverage provided by Guard Me during the 90 day mandatory BC Medical Services Plan wait period. This coverage starts on their first day of class. Additional coverage may be purchased for early arrivals or family members.

Non-new / returning students arriving in Canada can also purchase temporary medical insurance through Guard Me during the MSP waiting period or any gaps in MSP coverage. You may need your student ID and may be asked to provide proof of enrollment. 

Guard Me temporary medical insurance for Douglas College students

Guard Me Medical Insurance Cards

New international students will receive their insurance cards after the add/drop date of each semester. Dont worry, new international students are covered starting the first day of the semester or the day you purchase Guard Me medical insurance if you arrive early before the semester begins. 

IMPORTANT: If you need any medical assistance before your receive your card, please contact us or call the international office at 604-527-5650. 

Opting Out of Guard Me

In some cases, students are able to opt out of their first semester plan directly with Guard Me after the add/drop deadline (January 20, 2021). 

  • For those that are studying online from overseas, you may opt out here
  • For those that are already in Canada, and have MSP coverage, you can opt out here

Note: New student medical insurance fees are still payable to Douglas College and may still show on your myAccount. You must pay this fee even if you are eligible to opt out. 

Douglas Students' Union Health & Dental Plan

This extended coverage plan covers things that are not covered by the MSP, such as ambulance fee, vision care, dental care and prescription drugs. Full-time students registered in a Fall semester are automatically enrolled in the Student Health and Dental plan for $250 per year, charged as part of the tuition fees. The insurance period begins on September 1 and ends on August 31 of the following year.

If you start your studies in a Winter semester, you can opt-in to the coverage during the last two weeks of January. See the individual enrollment options here.

For more details about this insurance plan and what it covers, visit the DSU website.

Seeking Services in BC

Seeking medical support in a new country can be challenging. Generally, international students go to either a walk-in clinic or a hospital (Emergency Room) when they require a medical attention. See the chart below to find out when you should go to a clinic or a hospital.

Walk-in Clinic

You should visit a clinic if you need to see a doctor, but the situation is not urgent or does not require immediate attention.



  • Colds and flus
  • Minor injuries (cuts, sprains etc.)
  • Routine check-up


Most clinics are by walk-in basis and do not require an appointment. It is on a first come, first serve basis.


For immediate medical attention, go to the Emergency Room at a hospital.


The closest hospital to Douglas College New Westminster Campus is:


Royal Columbian Hospital

330 E Columbia St

New Westminster, BC V3L 3W7

Phone: 604-520-4253


The closest hospital to Douglas College David Lam Campus is:


Eagle Ridge Hospital

475 Guildford Way

Port Moody, BC V3H 3W9

Tel: 604-461-2022


Bring your MSP card or Private Insurance Card. If you have a private insurance, you must pay the fees by yourself in advance and submit a claim for reimbursement. If you do not have a medical insurance coverage, you must pay the medical services fees in FULL by yourself.

Contact Information

Have questions or need more information?